I'll assist you in your following needs:
Financing
Refinancing
Settlement
Qualitative customer support is always my number one priority! I would be more than happy to personally assist you in finding the ideal property for you or respond to any questions or concerns you might have.
Types of Mortgages:
A. Conventional
B. Federal Housing Administration (FHA) insured
C. Department of Veterans Affairs guaranteed (DVA loans)
D. Rural Development and Farm Agency (formerly Farmers Home Administration)
E. Rural Economic and Community Development services make, and guarantee loans to homeowners in rural areas
F. Privately insured
G. Purchase-money mortgage
H. Blanket mortgage
I. Package mortgage
J. Open-end mortgage
K. Construction loans
L. Wraparound mortgage (all-inclusive second deed of trust)
M. Graduated-payment mortgage
N. Adjusted-rate mortgage (ARM)
O. Reverse annuity mortgage (RAM)
P. Participation mortgage
Q. Buy-downs
The Credit Challenged Home-buyer Program is a 3-part system designed to help people resolve their credit challenges and buy a home. The FICO Score is the most important number when applying for credit. It determines the interest rate; how much you pay for mortgage insurance; how much you have to put down; and it even determines what down payment assistance programs are available to you. A FICO score of 720 is ideal, however, at minimum, a 580 FICO gets you in the door.
I can guide you to get on the right track to improve your credit score; get a strong approval letter, so you can submit your offer in timely matters on the home of your dreams.
